Your mortgage must be owned by Fannie Mae or Freddie Mac.Other types of loans do not qualify for HARP. You can look up your loan online to see if it is held by Fannie Mae or Freddie Mac by going to the loan lookup tools on the making home affordable website.; Your loan must have originated prior to June 1, 2009.

FAQs – – The Home affordable refinance program 2.0 (HARP 2.0) is designed to assist homeowners in refinancing their mortgages – Find out if you qualify today!.

No reason to hold on to money-losing investment property – I’ve been trying for two years to refinance through HARP with my current mortgage company. I did have my primary home modified through them — they claimed I didn’t qualify for a Federal Program.

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What Is a HARP Loan? | Experian – A HARP loan is short-hand for the Home Affordable Refinance Program that was created after the 2008 mortgage crisis with the goal of helping homeowners to refinance their mortgage. Find out if you qualify.

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