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Guide for Securing a Mortgage and Home Loan with a Disability – Securing a Home Mortgage Loan with a Disability. Home;. They are based locally in all US states and offer a dedicated service to people with disabilities. You can use your Yellow Pages or telephone directory to locate a housing counselor near you.
While those collecting disability may not be able to acquire home loans through all of the typical channels, many programs offer financing to qualifying buyers.
2019's Best Reviews: Home Loans for Bad Credit – Due to their insured nature, FHA loans are perhaps some of the easier home loans to qualify for with bad credit, generally approving people with FICO credit scores as low as 580. However, because the lenders (not the FHA) do the actual lending, they can set their own requirements, so actual scores may vary.